Javelin Strategy & Research, reports that in 2012 identity fraud incidents increased by more than one million victims and fraudsters stole nearly $21 billion, the highest amount since 2009. The study found 12.6 million victims of identity fraud in the United States in the past year, which equates to 1 victim every 3 seconds.
- Open new credit card accounts in your name
- Hacking into a bank, credit union or credit card company database (data breach)
- Stealing bank or credit card statements from your mail
- Stealing your Personal Identity Number (PIN) at an ATM, gas station or grocery store
- Cloning credit card information at restaurants and bars where you swipe your credit and debit cards or hand them to servers who process the charge behind closed doors
- Theft of information from retailers, which may be low-tech, like grabbing a day's receipts, or high-tech, as when a hacker breaks into a store's customer rewards program database
- Dumpster diving - the act of going into people's garbage for pre-approved credit card offers, bank statements or other discarded material that may contain personal information
- Phishing - when a scammer sends an e-mail that appears to come from your bank or another legitimate company, asking you for personal information, such as your credit card or Social Security number
- Phishing scams may also be conducted by telephone, with an unknown caller claiming to represent your bank or credit card issuer
- Employees at an auto dealership or mortgage lender who steal consumer's personal data in order to access credit histories for identity theft purposes
https://www.javelinstrategy.com/news/1387/92/More-Than-12-Million-Identity-Fraud-Victims-in-2012-According-to-Latest-Javelin-Strategy-Research-Report/d,pressRoomDetail
You may already be aware of these common methods that criminals use:
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